Disparate Impacts of Healthcare Insurance on Various Groups

The absence of healthcare insurance that’s adequate is an issue for those people of lower socioeconomic or minority groups and can result in health disparities. As a healthcare provider Insufficient insurance coverage adversely influences the quality of healthcare offered to patients, especially patients from diverse social or economic backgrounds.

Underlying Gap Contributing to Insufficient Healthcare Insurance

The reason for insufficient coverage of healthcare is in the fact that there aren’t accessible and affordable alternative to insurance for health particularly for those in lower socioeconomic classes. NURS FPX 6008 Assessment 1 high costs of healthcare, insufficient insurance coverage provided by employers as well being the stringent conditions for getting into government insurance plans compound the situation.

Policy Solutions

To resolve this issue it is necessary to develop comprehensive policy alternatives to increase access for affordable and full healthcare insurance to everyone regardless of your race, income or medical illness that pre-exists. It could include expanding Medicaid eligibility, enhancing the ACA marketplace, or developing strategies to address the social factors at root that impact the health of people.

NURS FPX 6008 Assessment 1 Identifying Local Health Care Economic Issue

The research suggests that the initiatives aimed at improving access to health insurance could significantly impact the quality of healthcare and the financial security of both health providers and patients. In particular the research suggests that Medicaid expansion may provide greater access to health care and better health outcomes, and lower financial burden.

Conclusion

Health insurance is a major economic challenge that affects people health care institutions, individuals, and also communities, particularly those in distinct socioeconomic classes or low incomes. The solution to the problem is complete strategy for policy to ensure access to healthcare coverage that is affordable and comprehensive to everyone.

References

Camilleri, S., & Diebold, J. (2019). Uncompensated hospital care and patient satisfaction: A method that is variable. Health Services Research, 54(3), 603-612. https://doi.org/10.1111/1475-6773.13111 Centres for Disease Control and Prevention (CDC). (2021). Health insurance coverage: Early release of estimates from the National Health Interview Survey, 2019. https://www.cdc.gov/nchs/data/nhis/earlyrelease/insur202102-508.pdf Cohen, S., Cohen, N., & Gabbay, E. (2020). Paternalism and the concept of certitude. Bioethics, 34(5), 478-482. https://doi.org/10.1111/bioe.12700 Kaiser Family Foundation. (2020). Important facts regarding the people without insurance. Kff.org. https://www.kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/ McInerney, M., Winecoff R., Ayyagari P., Simon K. And Bundorf M. K. (2020). ACA Medicaid expansion is linked to a rise in Medicaid participation as well as better health for the population near-elderly, as evidenced by research from the Health and Retirement Study. Inquiry : The Journal of health care organization, provision, and financing, 57, 004695802093522. https://doi.org/10.1177/0046958020935229 Odeny, B. (2021). Eliminating the gap in health equity: What role can the implementation of science play? PLOS Medicine, 18(9), e1003762. https://doi.org/10.1371/journal.pmed.1003762